Both UAE residents and non-residents can apply for a mortgage. Eligibility depends on factors like income, employment status, credit history, and property type. Our advisors help assess your profile and connect you with banks offering the best fit.

A resident mortgage is for individuals living and working in the UAE, usually offering higher loan amounts and better rates. A non-resident mortgage is designed for overseas investors or expatriates who wish to buy property in the UAE — with specific documentation and approval requirements.

The loan amount depends on your income, property value, and bank criteria. Typically, UAE residents can borrow up to 80% of the property value, while non-residents may qualify for up to 60–70%.

Equity release allows you to access the built-up value of your existing property without selling it — ideal for funding new investments, renovations, or consolidating debt. A buy-out helps you switch your existing mortgage to a new lender with better terms or lower interest rates.

On average, the complete process — from application to disbursement — takes 2 to 4 weeks, depending on your documentation, property verification, and bank approval timelines. Our team ensures smooth coordination to minimize delays.